Spicey Money

In a striking example of market exuberance, a small Delhi-based bike dealership, Resourceful Automobile, recently launched an Initial Public Offering (IPO) that captured the attention of retail investors across India. The company, seeking to raise a modest Rs 12 crore, ended up with bids worth a staggering Rs 4800 crore, oversubscribed by nearly 400 times. … Read more

Introduction Premier Energies, a well-known player in the solar energy sector, recently launched its Initial Public Offering (IPO). If you’re new to IPOs or investing in general, don’t worry. This article will break down what the Premier Energies IPO is all about, why it’s important, and whether it might be a good investment for you. … Read more

Assured Pensions Under the Newly Introduced Unified Pension Scheme The introduction of the Unified Pension Scheme (UPS) is expected to bring significant changes to government pension policies, with a notable financial impact in the fiscal year 2025 (FY25). However, economists suggest that while the initial one-time allocation may be substantial, it is unlikely to have … Read more

Investing wisely is one of the most effective ways to achieve financial independence. In India, the dream of becoming a crorepati (having 10 million Indian Rupees or more) is a goal for many. Systematic Investment Plans (SIPs) offer a structured and disciplined approach to achieving this dream. Whether you start at 20, 30, 35, 40, … Read more

Bank frauds in India represent a significant threat to the country’s financial stability and trust in the banking sector. Over the past decade, the frequency and sophistication of these frauds have escalated, exacerbated by the rapid growth of digital banking and the complexity of financial transactions. As India strives towards a more inclusive and digitalized … Read more

Introduction: In the dynamic landscape of financial planning, term insurance has emerged as a cornerstone for individuals seeking robust protection for their loved ones in India. As the insurance sector undergoes transformation, the simplicity and affordability of term insurance have garnered significant attention. This article delves into the key aspects of term insurance in India, … Read more